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Risk Manager, Accounting & Project Management Coordinator, SME-Coordinator

with Chamroeun Microfinance Plc.

BTDC-ID: 31684

Closing Date:

Announcement Description

We are now looking for qualified candidate to fulfill the position below:

Announcement Positions

Risk Manager

  • Category: Exec. / Management, Banking / Finance, Economics
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: Negotiable

Duty station: Head Office

Report to: CEO

Subordinate(s): N/A

JOB SUMMARY

The Risk Manager is responsible for ensuring the effective development, implementation, and monitoring of the risk framework (including all financial and non-financial risks) across Chamroeun’s departments and operational areas. S/he will be an active member of the Risk Management Committee within Chamroeun’s Board of Directors, as well as lead the Risk Taskforce in Chamroeun, and take part to the Asset Liability Management committee. S/he will support and advise all functions/departments of Chamroeun to ensure that all risks across the organization are identified, measured and monitored, and that all risk-owners implement effective mitigation strategies accordingly. S/he will also ensure the risk management framework at Chamroeun aligns with Chamroeun’s evolving business strategies.

Duties
  • Departmental & organizational structuring
  • Develop, design and ensure maintenance of tools, policies and procedures (risk management framework) inherent to the risk department, for validation by the Risk Management Committee;
  • Provide recommendations for review of the risk management framework as needed;
  • Ensure integration and mainstreaming of risk management across all Chamroeun’s departments, frameworks, etc.,
  • Develop and ensure implementation of communication lines across the organization regarding risk;
  • Advise Chamroeun’s board and senior management in building an organizational culture of risk;
  • Develop and maintain a structured communication with the internal audit department;
  • Awareness raising and training of all risk-owners on their roles, responsibilities and accountabilities with respect to risk management;
  • Lead the Risk Taskforce at Chamroeun’s management level;
  • Manage progress in risk management graduation model and plan;
  • Ensure cost-effectiveness and efficiency of risk framework;
  • Periodic review of internal policies and procedures to ensure adequacy and relevance in terms of risk management.
  • Risk Identification & assessment
  • Carry out regular risk control self-assessments;
  • In coordination with all relevant stakeholders, design, implement and maintain a risk appetite framework in order to be able to measure the severity of both the financial and non-financial risks of Chamroeun;
  • Pro-actively ensure that risks are measured and quantified according to the risk appetite framework in order to make prioritization of mitigating actions possible;
  • Develop, design and maintain an incident reporting process and implementation and maintain an incident database;
  • Carry out risk assessments in preparation for key developments in Chamroeun including new technology, partnerships, product developments, expansions, policy and procedure developments, etc.;
  • In coordination with the risk owners, update risk registers accordingly;
  • Pro-actively ensure that new risks are identified, quantified, and understood by the relevant risk-owners.
  • Risk Monitoring
  • Update Key Risk Indicators and Risk Matrix to monitor and communicate risk levels accordingly;
  • Provide training to all risk-owners on their roles, responsibilities and accountabilities with respect to risk management, including using lessons learnt as well as sharing of best practices;
  • Support risk-owners in developing mitigation strategies in response to risks and follow-up implementation of these mitigation strategies;
  • Design, implement and maintain risk tracking on order to ensure that mitigation measures are taken in time;
  • Reporting & communication
  • Provide regular reports, written and oral, to risk-owners on the evolution of risks across Chamroeun, according to a pre-defined escalation matrix according to risk level, and including incident reporting;
  • Provide regular reports, written and oral, to the Board Risk Management Committee;
  • Ensure effectiveness of risk communication lines across the organization.
Requirements
  • JOB SPECIFICATION
  • Knowledge
  • Education: Bachelor degree in finance, economics, or related social sciences
  • Experience: At least two years in the microfinance sector at a managerial level
  • Knowledge: Basic understanding of the microfinance business in Cambodia, and preferred understand of the enterprise risk management framework, including where possible previous exposure to internal audit work, operations, and/or risk.
  • Skills& Abilities
  • Language: Strong grasp of the English language a must, both written and orally. Fluent Khmer.
  • Computer literacy – Computer literate (MS Word, Excel, Power Point, and Email)
  • JOB COMPETENCIES
  • FUNCTIONAL SKILLS
  • Analytical (data, trend, scenario, etc)
  • Creative problem-solving
  • Communication and consultation at field-level and high level
  • Negotiation
  • BEHAVIOURAL COMPETENCIES
  • Customer Orientation
  • Ownership
  • Initiative
  • Result Orientation
  • Self-development
  • Team work
  • LEADERSHIP COMPETENCIES
  • Building Effective Team Work
  • Decision Making
  • Innovation
  • Leading Change
  • PERSON SPECIFICATION
  • Knowledge
  • Education –Bachelor’s degree or equivalent in Business Administration, Accounting, Banking and Finance, Management, Economics, or related fields;
  • Experience – At least 3 years in a finance department of a banking or microfinance institution, corporate company or Non-Governmental Organization. Experience in grants / donors accounting management is a plus.
  • Knowledge – Have Good capacity to understand, apply and provide feedback on internal policies, procedures and guidelines.
  • Skills & Abilities
  • Language – Capacity to understand, speak and ideally write and read English. Intermediate level is acceptable;
  • Computer literacy – MS office, MS Outlook, internet, and email;
  • Have a good interpersonal and communication skill, analytical skill, team work, and result-oriented;
  • Ability to handle multiple tasks and complexities as per a number of different projects will be implemented at the same time;
  • Ability to work independently with less supervision;
  • Ability to use initiative, prioritize, multi-task, and work well under pressure to meet deadlines;
  • Others
  • Be a Cambodia citizen and have a good background;
  • Be high integrity, accountability, and commitment, and strongly passion towards with the poor and social mission;
  • Demonstrate sound professional ethics;
 

Accounting & Project Management Coordinator

  • Category: Accounting, Banking / Finance, Exec. / Management
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: Negotiable

Location: Head Office

Report to: Head of Finance & Administration

Subordinate(s): NA

JOB SUMMARY

The Accounting & Project Management Coordinator is responsible for supporting, reviewing all accounting transactions made by assign branches as well as coordinate with relevant department for any project/grant administration management, in accordance with Chamroeun’s vision, mission, core values, goals, and objectives as well as policies, procedures.

Duties
  • Perform accounting and treasury tasks
  • To perform periodically review of transactions posted by assigned branches (Credit Plus, Digital Lending and others) in order to ensure that individual transaction:
  • Has proper and valid supporting documents i.e. date, amount, stamp paid, description
  • Is posted to correct GL accounts
  • Has clear and understandable transaction description
  • To actively cooperate with Head Office (HO)’s accountants to ensure all transactions sent from HO have been completely and correctly sent to each branch under his or her responsibilities
  • Daily consolidate cash reports from branches under responsibility.
  • To send related documents of month end closing to finance department i.e. scanned bank statement or passbook, transfer slips, month end cash checking of branches under responsibilities.
  • Project and Grant Management
  • To coordinate and engage with grant/donor for the assigned project signed agreement with Chamroeun under responsibility.
  • To coordinate with all internal related departments (CPD, DLD, IT, Operations, etc.) involved with the grant/donor project management to ensure the smooth processing per policy and guidelines.
  • To prepare, training activity reports (project related training requested by donor and/or third parties) and issue staff performance reports monthly.
  • Technical supports
  • To support assigned branch level for preparation of general journal or posting transactions into the system.
  • To provide necessary training to branch’s tellers i.e. policies, procedures, guidelines, instructions, decisions or any information related to accounting and treasury.
  • To monitor and follow up branches under responsibilities for internal control weaknesses (ICR) raise by related stakeholders i.e. internal or external auditors or issues that found by provincial accountant him/herself or finance department…
  • To facilitate on transfer cash from branches to Head Office or branches to branches, if necessary.
  • To facilitate in monitoring and following up documents of branches under responsibility i.e. bank specimen between branches and Head Office, documents with local authority between branches and Head Office (i.e. annual patent fee, NBC annual license fee, signboard, light box…) and so on.
  • Reporting
  • Prepare financial and monitoring reports in compliance to donors’ requirements and other relevant department for final validation by superior and/or authorized person.
  • Issue invoices and receipts as stipulated in agreements with institutional partners and donors.
  • Conduct other financial and accounting related reports and submit to superior.
 

SME-Coordinator

  • Category: Banking / Finance, Business Administration, Exec. / Management, Agriculture - Agronomy
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: Negotiable

Location: Head Office

Report to: Head of Credit Plus Manager

Subordinate(s): N/A

JOB SUMMARY

The SME Coordinator will be responsible for offering and managing Chamroeun’s Credit Plus department corporate products and services to its targeted corporate partners (Agriculture Cooperatives – ACs and Small and Medium Enterprises – SMEs with proven social impact) in a professional, ethical, and transparent way, ensuring quality, sustainability and commitment to Chamroeun’s social mission.

The selected candidate will be based at the branch office level and she/he will work in close collaboration with the Credit Plus department partner organizations’ representatives as well as with Chamroeun’s staff all across the organization. This position will support the department’s daily activities to corporate partners in the field and implies delivering a mix of financial products (promotion, assessment, collection etc…), and educational services in the form of training, and/or coaching sessions based on their needs.

Chamroeun’s Credit Plus Department aims at providing impact investment solutions to SME as well as, financial products and training services to the most vulnerable populations of Cambodia. To do so, it creates strong partnerships with the main actors in the field (Non-Governmental Organizations, Agricultural Cooperatives, Community Based Organizations, as well as other public and private actors).

Duties
  • To coordinate and give feedback on SME product and service features, policies, procedures and guidelines
  • To be aware of the product and service tools, policies, procedures and guidelines, so as to ensure their effective and compliant implementation.
  • To stay updated on the latest modifications and newly created products and services policies, procedures, and guidelines.
  • To implement activity plans as communicated by line manager(s) in accordance with Credit Plus department objectives and agreed Memorandum of Understanding with institutional partners.
  • To compile and give feedback on tools, policies, procedures, and guidelines for refinement and development.
  • To identify ACs and SMEs financial and training needs and proactively make proposals to fill the gap.
  • .To promote Chamroeun’s SME products and services (financial & educational)
  • To identify potential SME for promotion of Chamroeun’s corporate product and services – Emphasis will be given to Agricultural Value Chain Actors (Cooperatives, Millers, Distributors, Import/Export companies).
  • To work closely with partner organization field representatives (NGOs, local government representatives, Agriculture Cooperatives, Communities, etc.) to encourage potential commercial partners to trust Chamroeun’s products and services.
  • To provide information sessions at different platforms including thematic events and field visits.
  • To work closely with Operation Department and Credit Plus Agents (loan officers) for effective promotion and referral of potential partners.
  • To develop and manage the SME loan portfolio
  • To accurately collect and analyze SME partners’ financial statements, cash-flows, business plan, loan purpose and legal documentation, in order to effectively perform the loan appraisal.
  • To submit finalized loan applications to Chamroeun corporate loans committee.
  • To check daily loan repayments due and ensure these are made on time. In case of payments not made, to immediately take action in line with Chamroeun’s delinquency management framework;
  • To perform loan utilization checks and monitoring visits after loans are provided;
  • To perform loan collection in the field, when needed, namely in the case of delinquent partners;
  • To ensure collection practices are made in line with Chamroeun’s code of ethics, code of conduct, and core values.
  • Assist the Credit Plus manager in the induction process of Credit Plus Agents related to corporate lending and training activities.
  • Provide assistance and follow-up to Credit Plus Agents in the network of branches in the implementation and monitoring of SME partners.
  • To develop and provide Business Development Services
  • To assist SME partner in the implementation of training and tools promoted by Chamroeun.
  • To assist the Credit Plus Manager and the Head of Credit Plus to develop and manage a range of educational and management tools targeting SMEs. Promote and disseminate Chamroeun’s and its partners tools within the SME portfolio To collect and account for all fees paid by partners for accessing these services;
  • Regular reporting to the line manager
  • To monitor and report daily, weekly, monthly and annual achievements;
  • To report all significant cases of concern incurred;
  • To collect and report partners’ satisfaction levels and needs;
Requirements
  • Knowledge
  • Education – Bachelor’s degree in Finance and Banking, Business Administration, Agronomy, or other related fields;
  • Experience – At least 3 years of professional experience in fields related to credit management, SME finance, rural development and/or agriculture; experience in MFIs / Banking sector and / or working for an association (local or international) or Development Organization;
  • Knowledge – Good understanding of Cambodia microfinance industry and/or the agricultural sector. Experience working with agricultural cooperatives and/or providing trainings is a plus;
  • Skills& Abilities
  • Language – high proficiency in English listening, speaking, reading, and writing;
  • Computer literacy – MS office, MS Outlook, internet, and email;
  • Have good interpersonal and communication skills, analytical skills, team work, and result-oriented;
  • Ability to handle multiple tasks and complexities as per a number of different projects implemented at the same time;
  • Ability to work independently;
  • Ability to take initiative, prioritize, multi-task, and work well under pressure to meet deadlines;
  • Others
  • Be a Cambodia citizen and have a good background;
  • Be high integrity, accountability, and commitment, and strongly passion towards with the poor and social mission;
  • Demonstrate sound professional ethics;
  • Own a motorbike and have full driving license.
  • Be willing to travel to provinces 50% of the time
 

How to Apply

Interested qualified candidates are invited to send your CV, and Cover letter to email address provided in the contact details.
 

Contact Details

Office Address
  •  #425, St. 271, Sangkat Tuol Tumpung Ti Pir, Khan Chamkar Mon, Phnom Penh, Cambodia
 
Contact Name
  •  Kholel (Mr.)
 
Phone
 
Email
 
Website
 
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