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Credit Officer, and Various Positions

with KB Daehan Specialized Bank Plc.

BTDC-ID: 2779

Closing Date:

Announcement Description

KB Daehan Specialized Bank is a subsidiary of KB KooKmin Card Co., Ltd, the most successful and top 2 in Credit Card business and Auto Vehicle financial in South Korea. With its Joint venture with its successful partner in Indochina peninsular partner, KB Daehan Specialized Bank was approved by National Bank of Cambodia to operate its business in Cambodia in March 2018. KB Daehan Specialized Bank’s goal is to improve living style of people of Kingdom of Cambodia with motivating, strengthening, high training staff who are standing by in place to serve a best service to meet its customer needs and satisfactions.

Announcement Positions

Accounting Manager (1 Position)

  • Category: Banking / Finance, Accounting, Exec. / Management
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office

Duties
  • Daily Accounting Operation:
  • Reviewing and approving the accounting records.
  • Make sure daily monthly and yearly account closing on time.
  • Maintaining bank transactions are processed monitored recorded and reconciled.
  • Monitoring account payables receivables accruals advances and prepayments.
  • Expenditure process must follow accounting guidelines.
  • Make sure of proper declaring monthly and yearly taxation.
  • Make sure of proper supporting documents are obtained and maintained.
  • Make sure properly verifying and issuing loan disbursement settlement.
  • Cooperate with any audit requirements internal, external and group.
  • Make sure daily and monthly cash in vault is prospered count and surprised.
  • Make sure of dead line of payment/debt commitment is met.
  • Make sure fixed assets are recorded registered and verified on regular basis.
  • Make variance analysis for any error if any and reporting.
  • Other tasks assigned by DGM/CFO
Requirements
  • Knowledge Experience/Skill
  • Education in accounting and finance, with 5 years’ relevant experience.
  • Skill in IFRS
  • Experience in external audit is a plus.
  • Well-developed technical in Word and Excel
  • Skills Attributes
  • Ability in maintaining high level view, accuracy, attention in detail
  • Good interpersonal and communicate skills (both written and verbal).
  • Ability to stand firm in difficult issues when required
  • Strong analytical capability
  • Capable working independently with minimum supervision
  • Logical approach, identifying, evaluating issues, problem solving
  • Well-developed organization.
  • Displays awareness for confidential and sensitive matters
 

Credit Support Officer (8 Positions)

  • Category: Banking / Finance, Accounting
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office and Saensokh Branch.

Job Objective: To give administrative support in relevant to credit processing.

Duties
  • Prepare daily, weekly plan disbursement monthly report supervisor
  • Check customer title deed vault every end month
  • Upload CBC monthly report the end month
  • Prepare legal document loan disbursement
  • Prepare title deeds be mortgage Sangkat/ Khan & Cadastral office
  • Maintain file loan after disbursement
  • Check follow up loan and paid–off
  • Do other tasks which assign by Business Admin Manager
Requirements
  • University degree Banking Finance, Accounting, and other field
  • At least 2 related experience banking business relevant fields
  • Knowledge banking business, making contract legal documents
  • Good command English
  • Be patient, honest, high responsibility
  • Good communication within other departments
  • Computer literature; familiar Microsoft Office
 

Credit Officer (Auto Finance/General Loan) (9 Positions)

  • Category: Banking / Finance
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office and Saensokh Branch

Job Objective: To promote and sale Auto loan/General loan products to reach the target.

Duties
  • Promote, sale the car loan/General loan products and meet with applicants as the assigned target
  • Build and maintain a good relationship with partners and customer
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
  • Submit applications to credit assessment for verification and recommendation
  • Visit the customer’s residence with credit assessment team if requested
  • Handle customer complaints and take appropriate action to resolve them
  • Prepare weekly report and others necessary report to manager
  • Assist other tasks assigned by manager
Requirements
  • Bachelor degree or fresh graduate in the field of Banking/Finance or related degree
  • Minimum of three (3) years’ experience in credit department (SME Loan, Micro Business Loan, and Housing Loan etc…)
  • Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
  • Be honest, highly committed, and flexible
  • Able to work under pressure, independently as well as in team
  • Able to communicate in English (Basic)
 

Marketing and CSR Officer (3 Positions)

  • Category: Sales / Marketing, Media, Communications
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office

Duties
  • Assist in producing press releases to media reporter and KDSB’s channel.
  • Assist to arrange internal & external event for KDSB
  • Assist on media trend analysis and evaluation
  • Involve in develop branding strategy and ensure all external communication is in line with brand strategy.
  • Coordinate and support all messages to communicate with the market which includes advertising, direct marketing, branding, printed materials, PR activities, sales presentations, sponsorships, trade show appearances.
  • Work on other Corporate Social Responsibility (CSR) tasks
  • Another task assigned by direct supervisor.
Requirements
  • At bachelor degree major marketing, media, communication another field.
  • At least 1 years’ Experience of marketing communications, public relations, or media.
  • Knowledge of advertising, marketing and supporter engagement practices.
  • Excellent communication skills in English for writing, reading and speaking, ability to communicate in Korean will be appreciated.
  • Good attitude team work.
  • Computer literate in Microsoft Word, Excel and Power Point.
  • Self-motivated and committed with ability to work under pressure
 

Risk Management Officer (2 Positions)

  • Category: Business Administration, Banking / Finance
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office

Job Objective : Support the overall risk of the bank

Duties
  • Maintain a risk register based on the identified applicable laws and regulations, fraud schemes, know your customer (KYC) and AML considerations.
  • Controls Catalogue: Based on review of procedures and walkthroughs, maintain an inventory of internal controls and map them to key risk areas.
  • Issues Management: Track the progress of remediation of control weaknesses identified by Internal Audit, self-testing, or controls assessment.
  • Risk Assessment: Assist in the execution of the corporate compliance and fraud by identifying the key risks and assessing mitigating controls to determine the risk profile for the bank.
  • Risk Monitoring: Assist in the development and monitoring of key risk indicators (KRIs) that are mapped to various risks to determine elevations in risk and proactively implement risk mitigation measures.
  • Emerging Risks: Identify emerging risks that present new regulatory, fraud, or money laundering risks. These includes risks associated with new products and services, customer types, geographies, and channels.
  • Data Analytics: Coordinate the collection of risk information from source systems, departments, and reporting. Analyze the data and apply to various key risk areas to update the risk profile.
  • Assessment Planning: Assist to settle and adjust the assessment process reflecting the risk analysis of information
  • Policy and Procedure Maintenance: Provide assistance to in developing and updating policies and procedures by enforcing document standards.
  • Manage Document Library: Manage the publication, dissemination, and availability of compliance and financial crimes policies and procedures.
Requirements
  • Bachelor degree in Business Administration, Banking, management and related field
  • Minimum of 2 years’ experience in dealing with risk framework particularly in the banking industry
  • Demonstrate strong knowledge of risks identification, assessment, and management frameworks.
  • Strong knowledge of control frameworks and the ability to design and evaluate effectiveness of controls embedded within business processes
  • Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
  • Be honest, highly committed, and flexible
  • Able to work under pressure, independently as well as in team.
  • Able to use English in speaking and writing (Very good)
 

Credit Assessment Officer (Auto Finance /General Loan) (12 Positions)

  • Category: Banking / Finance, Analyst / Assessment
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office and Saensokh Branch

Job Objective: To ensure loan quality, and prevent any risk to the bank in regards of approving loan.

Duties
  • Conduct independent credit risk assessments on loan applications and submit to loan committee for approval
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc)
  • Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
  • Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Analyze the data and preparing reports about the degree of risk in lending money to clients
  • Analyze client records and using the data to recommend payment plans
  • Monitor loans for compliance
  • Draft models of credit information that predicts trends and patterns
  • Make a plan for annual credit review (twice a year)
  • Other tasks assigned by management
Requirements
  • Bachelor degree or fresh graduate in the field of Banking/Finance or related degree
  • Minimum of one (1) year experience in credit department
  • Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
  • Be honest, highly committed, and flexible
  • Able to work under pressure, independently as well as in team.
  • Able to communicate in English (Basic)
 

Loan Recovery Officer (4 Positions)

  • Category: Accounting, Banking / Finance, Business Administration, Law
  • Type : Job Opportunity
  • Location: Phnom Penh
  • Schedule: Full-time
  • Salary: N/A

Work Location : Head Office

Job Objective: Collecting non payable loan

Duties
  • Identify and analyze main root causes of loan accounts fall overdue
  • Set recovery target, priority, strategies and effectively solve overdue loan accounts
  • Manage and control matters to delinquent loan accounts regularly
  • Constantly execute collecting those delinquent loan accounts based on the recovery policies procedures
  • Ensure that appropriate actions taken towards the objectives and fully recover the overdue amounts
  • Monitor overdue accounts on the daily basis
  • Allocate the prioritize tasks for the effective analysis of recovery system reports
  • Meet with various clients/partners in difficult situations and negotiate for loan settlements, charged off loans and submit appropriate recovery documentation to obtained appropriate approvals from management
  • Facilitate activities through effective relationship with branch staff, province staff, concerned departments as well as local authorities 
  • Prepare regular reports of collection status such as visiting the home/business of the overdue loan as daily, weekly, monthly, quarterly and yearly basis
  • Report the management about the legal process if the legal proceeding is engaged
Requirements
  • Bachelor degree in law, finance and banking, accounting, or business management
  • At least 1 year of experience in the related field
  • Good in English language
  • Computer literacy such as MS office, MS outlook, internet and emails
  • Good interpersonal communication skill, team work and conflict management resolution and ability to work under pressure
  • Be independent, result-oriented, integrity and accountability
  • High ability in effective problem-solving by showing good problem-solving negotiation in different level of situations
  • High commitment to work under pressure, willing to frequently travel to places across provinces/cities to chase up partners/clients’ overdue loan
 

How to Apply

Submit your CV and Cover Letter to the HR and Admin Department of KDSB by hard or soft copy.

Together with documents as following:

  1. Copy of ID Card
  2. Curriculum Vitae or resume
  3. Birth Certificate
  4. Family Certificate
  5. Education Certificates or related documents
  6. ID Photo

by using information mentioned in the contact detail.

 

Contact Details

Office Address
  •  21st and 22nd Floor of Oval Office Tower (building No. 1), Street 360, Sangkat Boeng Keng Kang Ti Muoy, Khan Boeng Keng Kang, Phnom Penh, Cambodia
 
Contact Name
  •  KB Daehan Specialized Bank Plc.
 
Phone
 
Email