Various Positions with KB Daehan Specialized Bank Plc.

Manager, Loan Recovery Apply Now

Category: Banking / Finance, Law, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: M1

Team: Short Term Collection

Report to: Chief Risk Officer

Division: Risk

Duties

Ensure the recovery and collection actions are conducted as per bank policy.Lead team member to resolve or negotiate with delayed customers.
Facilitate with relevant teams (credit officers, and other teams) for seeking optimal solutions for delayed customers.
Assist in establishment new recovery and collection strategy in order to continuously improve the effectiveness and efficiency for department.Prepare and make comprehensive reports as per available data, give long term/short term plan of collection.
Support other team for legal procedures, if any.
Recruit, hire, train and evaluate staff members within team to ensure sufficient members.
Perform other tasks as assigned by superior.

Requirements

Bachelor Degree in Banking and Finance, Law or any related field.
At least 3 years experiences in the banking industry or related field.
Good command in English speaking and writing.
Strong negotiation and problem-solving skills.
Details oriented.
Good level of computer skills (MS. Word & Excel).
Good understanding of business process.
Committed, patient and able to work under pressures.
Quick learner on policies, procedures and credit processes
Good interpersonal and communication skill.Be integrity, accountability, commitment and strong compassion.
Able to travel across provinces/cities.

Manager, Performance Management Apply Now

Category: Business Administration, HR, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: M1

Team: HR Management

Report to: Head of Department

Division: Support

Job Objective: To support in the performance management task of the bank.

Duties

Operate Staff/Department performance management.
Support on promotion and elevation operation.
Operate yearly increment.
Operate staff movement, transferring, dispatching…etc. (Approval Document).
Operate duty analyzation and effectively task management.
Operate meeting agenda of staff committee.
Support for reviewing and strengthening bank’s KPI of business and support team.
Maintaining records related to grievances, performance reviews, and disciplinary actions.
Control staff probation performance and administrative support.
Prepare and control department budget, monthly report and yearly.
Research and analyze of budget spending on staff personnel, staff movements etc.
Perform other tasks as assigned by superior.

Requirements

Bachelor degree in Business Administration, Human Resources, Management or related fields. Master degree is preferred.
5 Years experienced in performance management and compensation and benefits.
Research and analyze skills.
Strong communication and influencing skills.
Leading team experiences.
Advanced computer skills, Word, Excel, PPTx.
Reporting skill.

Manager, Internal Audit Apply Now

Category: Business Administration, Accounting, Banking / Finance, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: M1

Team: Audit Management

Report to: Head of Department

Duties

Plan the direction and strategy for audit management engagements (include Financial and Compliance Audit).
Review and/or update audit programs in order to fit with the situations/ businesses of Department under audit review.
Supervise and manage the execution of the internal audit plan through daily visits and discussion with the audit team.
Perform management audit (include financial and Compliance Audit) at Divisions/Departments/Teams of Head Office and other type of audits in accordance with Approved Risk Based Annual Audit Plan.
Ensure a risk-based test plan has been assessed, organised and conducted by appropriate audit approach, test procedures and sampling criteria based on professional judgment and departmentally defined internal audit methodology.
Undertake the development work of management audit methodologies and process & procedures (audit programs, Checklist, flowchart, etc.) and regular updates therefor.
Assist Head of Internal Audit and Audit Committee in fulfill of them duties and responsibilities on reviewing of the Bank's Financial Statements (on Quarterly or Semester or Annually basis).
Address the concerns of the Bank's staff and Managements, Senior Management, Directors and shareholders of the Bank for reported wrong doing, impropriety, irregularities, financial malpractices, fraud & forgeries and improper conducts as per scope in Whistleblowing on Accounting Fraud Matters which approved by the Audit Committee.
Review and submission any reports (include the Bank's Internal Control Report and Audit Report of Compliance Team) pertaining to Regulators and Shareholder requirements.
To support the Audit Committee in the renditions of its functions.
Perform other tasks as assigned by management.

Requirements

Bachelor Degree in Business, Accounting or Finance or any related field.
At least 6 years’ experience in internal, external or information system auditing.
Ability to stand firm on difficult issues when required.
Good command of English proficiency in both writing and speaking.
Understanding of knowledge and / or work experience of Korean Financial Institutions in Cambodia.

Manager, Compliance Apply Now

Category: Law, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: M1

Team: Compliance/AML

Report to: Head of Department

Duties

Provide oversight to ensure the Bank’s operation maintains a robust control environment.
Support/conduct process walkthroughs to identify control gaps and improvements in pursuit of high-quality risk and control execution.
Evaluate and improve the internal control system and operational effectiveness and ensure compliance with the Bank’s policies and procedures.
Support and drive the implementation of process and control design enhancements to standardize processes and controls to simplify and rationalize the internal control environment of the Bank.
Promote the importance of a strong internal control environment and the roles and responsibilities with that environment for maintaining the Bank’s reputation.
Support and oversee the remediation and deficiency assessment process and proactively work with the process to establish proper remediation plan and doing assessment of deficiencies and their underlying root causes.
Monitor and guide in the timely and sustainable remediation of deficiencies and delivering periodic training and expertise to staff to ensure successful execution of roles and responsibilities.
Oversee the implementation of and adherence to the compliance framework including AML/CFT work.
Monitor and ensure prevention or closure of any compliance breach or incident faced by the business.
Provide general advice to staff on compliance and regulatory matters.
Conduct the compliance program such as: participating in direct site inspections under regular/irregular program according to the plan and supporting the preparation of the compliance training program etc.
Conduct and consolidate the monthly compliance activities report and Internal control report including self-inspection report.
Undertakes other duties as may be assigned from time to time.

Requirements

Bachelor degree in law or any related field.
Minimum 2 years of experience in the level of manager/supervisor related to internal control, compliance, audit, or law in the banking industry or auditing firm etc.
Good business knowledge and working experience around process improvements required, must have solid understanding of internal controls methodology and practices.
Good command of spoken and written Khmer and English, Korean language is a plus.
Good project management and coordination skills.
Professional qualification equivalent to regulatory compliance/advanced AML/CFT is preferable.
Excellent written and verbal communication skills required along with proven ability to effectively work under pressures and within tight deadlines and should courage to confront difficult issues with the appropriate response.
Have strong analytical, problem solving and decision-making skills.Advanced computer skills and good communication skills.
Demonstrated analytical, critical thinking skills, decision-making and effective problem resolution skills.Have a very positive work attitude.

Manager, Credit Assessment Apply Now

Category: Banking / Finance, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: M1

Department: Assessment and Approval

Report to: Chief Risk Officer

Division: Risk

Unit: Branch

Job Objective: To ensure the quality of loans and prevent any risk to the bank.

Duties

Assess loan application and quality check within defined guidelines and policies of each product.
Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation.
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.).
Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections.
Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
Analyze the data and preparing reports about the degree of risk in lending money to clients.
Analyze client records and using the data to recommend payment plans.
Monitor loans for compliance.
Draft models of credit information that predicts trends and patterns.
Make a plan for annual credit review (twice a year).
Making recommendations about procedural/policy changes.
Perform other tasks as assigned by superior.

Requirements

Bachelor degree in Banking/Finance or any related field.
Minimum of Three (3) years’ experience in the Assessment department or leasing company.
Able to use Microsoft office (Word, Excel, PowerPoint) and Internet.
Strong analytic and financial skills.
Attention to details.
Be honest, highly committed, and flexible.
Able to work under pressure, independently as well as in team.
Able to use English in speaking and writing (Good).

Assistant Manager, Merchant Partner & Promotion Apply Now

Category: Business Administration, Sales / Marketing, Banking / Finance, Assistant
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C2

Team: Card

Report to: Card Acquisition Manager

Division: Payment

Job Objective: To support the card product and recruit merchant.

Duties

Recruiting new merchant partners
Creating and executing promotions to support card business.
Preparing and disseminating card promotion activities to public.
Prepare merchant partner agreement.
Perform the strategic, tactical and supports in strengthening relationships with merchant partner.
Preparing request for marketing advertisement.
Monitoring installation of marketing advertisement material in merchant shop.
Conducting product knowledge training for prospect and existing merchants.
Develop operation flow to minimize risk and increase productivity.
Prepare daily, weekly, and monthly reports for direct line manager.
Performing other duties assigned by managements.

Requirements

Education: a minimum of Bachelor’s degree in business, marketing, banking or related qualification is preferred.
Experiences: at least 3 years’ experience in related to card, sale, marketing and banking.
Knowledge: background in sales, business, or marketing.
Communication skills: exceptional communication skills, covering active listening and oral communication skills to convey cooperation benefits to merchant partner.
Interpersonal skills: have the ability to relate with people from different backgrounds; establish rapport and negotiate issues.
Organizational skills: possess organizational skills to help them work effectively especially in a fast-paced and multi-tasking environment.
Self-starter: highly motivated and goal-oriented individuals with the ability to work both independently and as part of a team.
Sales skills: have patience and perseverance to initiate and negotiate; equipped with problem solving skills.

Assistant Manager, Analyst Business and Innovation Apply Now

Category: Economics, Business Administration, Banking / Finance, Computer - General, Assistant
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C2

Team: BPR

Report to: Manager, Business and Innovation

Division: Innovation

Job Objective:

Business Analyst and Innovation (BAI) is responsible for any activities which ensure the operational effectiveness and efficiency of the business of the bank. The BAI will need to research, analysis and design, then propose new innovation ideas related to business process, workflow, process structures, policy, etc., to make suitable for positive growth of KDSB’s core business process and vision. New business process or innovation benchmarking recommendation is encouraging.

Duties

Initiate the research and critical study on competitors, and detailed of business process including process, guideline, policy, workflow with senior Business Process Re-engineering manager (BPR) to ensure work efficiency and effectiveness of the Bank/ Unit as well as better management of risk.
Assist BPR senior manager in radical change study of core & strategic products/ services and programs to support the business units’ goal (such as target, quality, productivity, customer service, operational efficiency etc.) and supporting teams.
Gather all the required data from the various departments/branches and analyze the functions, operations and identify problem areas (operational issue, process issue, technical issue) and recommend the solution, changes, modification and/or revision of them with BPR senior manager, Chief Technology Officer (CTO) and Management Team.\
Assist BPR senior manager to provide training in order to strengthen users ‘knowledge of operational process and service quality after re-engineering approval.
Support, communicate, and taking part actively in the strategic planning, and other crucial actives within unit and division when implementing all projects of BPR and provide input as to the best course of action.
Maintain professional attitude to initiate, develop, and monitor effective reporting tools (daily, weekly and monthly) of own performance.
Gather feedbacks and continuous studying the process, policy and workflow by conducting surveys of internal and external player before and after implementation the changes.
Work closely with bother strategically and normal business partners or dealers to identify and maximize opportunities to use information and technology to improve product, service and/or business processes.
Perform other tasks as assigned by superior.

Requirements

Bachelor degree or equivalent in economics, business administration, finance and banking, IT or any related field.
Minimum 3-year experiencing in banking sector or financial industry.
Directly or indirectly involving in this similar activities or projects.
Abilities to analyze/identify risk and solutions orienting mindset to change or improve effectiveness and efficiency of the business process and workflow.
Proficiency in IT knowledge and skills, including some analysis software,
Initiate and successful implementation of new concepts in process development and its impacts.
Proven leadership skill, communication skill is preferred.
High level of English language proficiency.

Assistant Manager, Legal Affair Apply Now

Category: Law, Assistant
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C2

Team: Legal and Compliance

Report to: Manager, Legal Affair

Duties

Draft, review and negotiate various agreements, letter and other legal documents to reflect acceptable legal, business, and technical terms.
Regular review/revise template of loan documentation of the Bank to meet the operation needed.
Design and deliver legal training to relevant team, in relation to laws, rules and regulations that directly affect the bank business and contract implementation and engagement.
Prepare BOD/Shareholders meeting material and resolutions.
Take lead in preparing for corporate changes and license etc.
Manage customers complaint framework of the Banks and regularly report the complaint to the National Bank of Cambodia, senior management and Board of Directors.
Litigation support.
Perform other tasks as assigned by superior.

Requirements

Bachelor degree in law or a related field.
Good command of spoken and written English, Korean language is preferable.
Prior experience at least 2 years related to law in the banking, law firm or similar field.Must be a strong communicator and capable of expressing oneself clearly both speaking and in writing.
Ability to draft high standard contracts and provide legal counsel.
Good computer and communication skills.
Demonstrated analytical, critical thinking skills, decision-making and effective problem resolution skills.
Excellent attendance, reliable, and responsible.Have a very positive work attitude.

Assistant Manager, Accounting Apply Now

Category: Accounting, Banking / Finance, Assistant
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C2

Department: Accounting and Finance

Report to: Manager, Accounting

Division: Support

Duties

Accounting
Assist line manager in preparing the financial statements follow CIFRS accounting standard and prepare the work paper to support the CIFRS figures.
Prepare monthly management financial reports and performance reports based on the requirement of stockholders.
Assist line manager in setting up the proper semi-auto reporting template to develop in the accounting system (Management report, Performance report, Group report, etc).
Supervise daily bank operational expense and loan disbursement support.
Assist line manager in daily, monthly, and yearly account closing monitoring and ensure no significant error in accounting records.
Manage Account Reconciliation & Ledger Maintenance (HQ and Branches).
Cooperate with any audit requirements internal, external and group.
Handle daily Debit Card and Credit Card transaction reconciliation and settlement balance.
Assist senior management team in preparing and updating workflow process manuals.
Performance other tasks as assigned by superior.

Requirements

Knowledge and Experience:
Bachelor Degree in Accounting and Finance, with minimum 3 years’ relevant experiences.
Knowledge in IFRS standard is a must.
Working experience as an external auditor is a plus.
Advanced knowledge in MS Word and Excel.
Skills Attributes
Ability in maintaining high level view, accuracy, attention in details.
Good interpersonal and communication skills (both written and verbal).
Ability to stand firm in difficult issues when required.
Strong analytical skill.
Ability to work independently with minimum supervision.
Logical approach, identifying, evaluating issues, problem solving skills.
Well-developed organization.
Displays awareness for confidential and sensitive matters.

Officer, Finance Apply Now

Category: Banking / Finance, Accounting
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Department: Accounting and Finance

Report to: Manager, Finance

Division: Support

Unit: Finance

Duties

Finance
Assist in preparing daily, weekly, bi-weekly, monthly, quarterly and other reports required by National Bank of Cambodia (NBC).
Manage bank’s borrowing which include but not limited to performing reconciliation, making interest payment, perform interest expense withholding tax calculation, and reviewing covenant.
Assist line manager in managing daily internal fund control such as summarizing daily loan disbursement balance, submitting internal fund transfer request, depositing cheque or performing internet banking.
Facilitate in bank account opening and closing,
Facilitate in updating bank specimen, internet banking approval personnel and other information per needed.
Assist in account code creation in system in accordance with guideline provided by NBC.
Assist senior management team in preparing and updating workflow process manuals.
Any other relevant tasks, provided by line manager.

Requirements

Completed degree(s) from an accredited institution of Banking, Finance and Accounting.
At least one year of experience with related field
Fresh graduated is encouraged.
Computer skills (MS. Word, MS. Excel, Ms. Power Point, Email, Internet)
Strong teamwork and interpersonal skills.
Good English with ability to both speaking and writing.

Officer, Recruitment Apply Now

Category: Business Administration, HR
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: HR Management

Report to: Head of Department

Division: Support

Job Objective: To support in the recruitment and selection task of the bank

Duties

Participate in recruitment process.
Post job ads and organizing resumes and job applications.
Arrange schedule job interviews and assist in interview process.
Collect candidate’s required documents, contract preparation.
Ensure background and reference checks are completed.
Preparing new employee files properly in place.
Manage new employment assessments.
Prepare contracts for all staff members and ensure its timely renewal.
Enrolling new employee user and updating all required data.
Daily update employee data.
Maintain current HR files and databases.
Manage activities in HR System related to recruitment.
Perform other tasks as assigned by superior.

Requirements

Bachelor degree in Business Administration, Human Resources, Management or related fields.
1 Years experienced in HR and Admin filed or Recruitment.
Strong communication and influencing skills.
Advanced computer skills, Word, Excel, PPTx.

Credit Officer Apply Now

Category: Banking / Finance
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Report to: TBC

Job Objective: To promote and sale Auto loan/General loan products to reach the target.

Duties

Promote, sale the car loan/General loan products and meet with applicants as the assigned target
Build and maintain a good relationship with partners and customer
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
Submit applications to credit assessment for verification and recommendation
Visit the customer’s residence with credit assessment team if requested
Handle customer complaints and take appropriate action to resolve them
Prepare weekly report and others necessary report to manager
Assist other tasks assigned by manager

Requirements

Bachelor degree or fresh graduate in the field of Banking/Finance or related degree
Minimum of three (3) years’ experience in credit department (SME Loan, Micro Business Loan, and Housing Loan etc…)
Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
Be honest, highly committed, and flexible
Able to work under pressure, independently as well as in team
Able to communicate in English (Basic)

Officer, Risk Management Apply Now

Category: Business Administration, Banking / Finance
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Risk Management

Report to: Manager, Risk Management

Division: Risk

Job Objective: Support the overall risk of the bank

Duties

Maintain a risk register based on the identified applicable laws and regulations, fraud schemes, know your customer (KYC) and AML considerations.
Controls Catalogue: Based on review of procedures and walkthroughs, maintain an inventory of internal controls and map them to key risk areas.
Issues Management: Track the progress of remediation of control weaknesses identified by Internal Audit, self-testing, or controls assessment.
Risk Assessment: Assist in the execution of the corporate compliance and fraud by identifying the key risks and assessing mitigating controls to determine the risk profile for the bank.
Risk Monitoring: Assist in the development and monitoring of key risk indicators (KRIs) that are mapped to various risks to determine elevations in risk and proactively implement risk mitigation measures.
Emerging Risks: Identify emerging risks that present new regulatory, fraud, or money laundering risks. These includes risks associated with new products and services, customer types, geographies, and channels.
Data Analytics: Coordinate the collection of risk information from source systems, departments, and reporting. Analyze the data and apply to various key risk areas to update the risk profile.
Assessment Planning: Assist to settle and adjust the assessment process reflecting the risk analysis of information.
Policy and Procedure Maintenance: Provide assistance in developing and updating policies and procedures by enforcing document standards.
Manage Document Library: Manage the publication, dissemination, and availability of compliance and financial crimes policies and procedures.

Requirements

Bachelor degree in Business Administration, Banking, management and related field
Minimum of 2 years’ experience in dealing with risk framework particularly in the banking industry
Demonstrate strong knowledge of risks identification, assessment, and management frameworks.
Strong knowledge of control frameworks and the ability to design and evaluate effectiveness of controls embedded within business processes.
Computer skills Microsoft office (Word, Excel, PowerPoint) and Internet.
Be honest, highly committed, and flexible.
Able to work under pressures, independently as well as in team.
Very good English in both speaking and writing.

Officer, Credit Assessment Apply Now

Category: Banking / Finance
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Department: Assessment and Approval

Report to: Manager, Credit Assessment

Division: Risk

Job Objective: To ensure loan quality, and prevent any risk to the bank in regards of approving loan.

Duties

Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc).
Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections.
Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
Analyze the data and preparing reports about the degree of risk in lending money to clients.
Analyze client records and using the data to recommend payment plans.
Monitor loans for compliance.
Draft models of credit information that predicts trends and patterns.
Make a plan for annual credit review (twice a year).
Perform other tasks as assigned by superior.

Requirements

Bachelor degree or fresh graduate in Banking/Finance or any related field.
Minimum of one (1) year experience in credit department.
Able to use Microsoft office (Word, Excel, PowerPoint) and Internet.
Be honest, highly committed, and flexible.
Able to work under pressures, independently as well as in team.
Able to communicate in English (Basic).

Officer, Loan Recovery Apply Now

Category: Banking / Finance, Law
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Short Term Collection

Report to: Manager, Loan Recovery

Division: Risk

Duties

Perform recovery and collection activities as per bank policy.
Work with relevant team members (credit officer, authority, lawyer…etc) in order to seek for solutions for customer to repay amount due on time.Identify and analyze main root causes of loan accounts fall overdue.
Allocate the prioritize tasks for collection.
Manage and control matters to delinquent loan accounts on the daily basis.
Prepare reports of collection status as per daily collection activities.
Perform other tasks as assigned by superior.

Requirements

Bachelor Degree in Banking and Finance, Law or related field.
At least 1 year experience in the banking industry or related field.
Good command English speaking and writing.
Strong negotiation and problem-solving skills.
Details oriented.
Good level of computer skills (MS. Word & Excel).
Good understanding of business process.
Committed, patient and able to work under pressures.
Quick learner on policies, procedures and credit processes.
Good interpersonal and communication.Be integrity, accountability, commitment and strong compassion.
Able to travel across provinces/cities.

Officer, Credit Execution Apply Now

Category: Banking / Finance
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Credit Execution

Report to: Manager, Credit Execution

Division: Innovation

Job Objective:

To Prepare legal document included letter of offer in according to credit assessment approved and policy and procedure. Delivery good service legal agreement and disbursement to business sale team and branches.

Duties

Prepare letter of offer and legal agreement in according to credit assessment approval.
Liaise with customers to execute legal documents.
Follow up Bank’s penal lawyer processing hypothec registration.
Ensure pre-disbursement condition fulfilled and complied before loan disbursement.
Ensure all kind of fees have been deposited by customer in according to approval.
Check completion of legal documents and security documents before loan disbursement.
Prepare loan drawdown notice submit to manager approval for loan drawdown.
Ensure completion of security envelop and loan file and meet with TAT of deliver security document approved by management.
Prepare daily loan processing report.
Performance other tasks as assigned by superior.

Requirements

Bachelor degree in Finance and Banking or any related field.
At least 2 years’ experience in MFI/Banking and credit operation area.
Ability to complete tasks accurately and in a timely manner with attention to details.
Self-motivated, flexible and proactive.
Good English at both writing and speaking.
Good at computer skill and fast typing is preferred.

Officer, Asset Management Apply Now

Category: Banking / Finance, Exec. / Management
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Asset Management

Report to: Senior Manager, Asset Management

Division: Innovation

Job Objective: Conduct loan document management and safeguarding further after loan disbursement.

Duties

Daily Loan Submitted Work Process
Loan Files:
Verify, arrange, the submitted loan files to delivery to the assigned locations.
Support loan files request from authorized personnel.
Support loan files request for audit purposes
Conduct loan document management and safeguarding further after loan disbursement from CET including loan files, security document envelops, filling notice with MoC, blocking with MoPWT, proper registered titles with authorities following the credit policy.
Delivery professional good supporting service to both internal and external customers of the Bank.
Security Envelopes:
Calculate insurance for supporting loan disbursement process.
Ensure timely security document received within turnaround time and in compliance with the standard legal document requirement.
Verify the legal documents and collateral documents upon receiving from CET to ensure the requirement information are completed and properly registering with authorities.
Car Loan: Process the required security documents submitted to Car Agent
Perform Notice Filling and Terminate Filling with MoC.
Perform certify true copy of cardkri, inform COs and properly keep ready for customers’ on-site collection.
Submit completed envelops to line Supervisor/Manager for sealing and Vault Register In in accordance with the envelop management guidelines.
Update daily work done list submitted to Supervisor/Manager.
Process top up fund balance for MoC notice filling and termination including branch loans.
Process and clearance advance for certifying true copies for cardkris.
Other tasks assigned by Senior AMT Manager.
Control and monitor the blocking at MoPWT.
Manage scan the vault Security document in COC share.
Arrange the Scanned loan file to place at Crown and Monitor the list.
Update the pending car information in system after cardkri done.

Requirements

Bachelor degree in Finance and Banking or related field.
Ability to complete tasks accurately and in a timely manner with attention and to detail.
Able to work under pressure.
Proactive, positive attitude, customer oriented, self-motivated and good team work.
Good command in English and computer literate skills.

Officer, Credit Support Apply Now

Category: Banking / Finance, Accounting
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Business Admin

Report to: Manager, Business Admin

Division: Innovation

Job Objective: To support the whole document for loan to get the approval

Duties

Enquiry CBC.
Customer Information and Loan Application Key-in.
Customer Due Diligent and Checking Dow Jones Risk Filtering and KH_Voter list/ KYC.
Collateral verbal check with availability appraisal panels.
Key in/Modify Information of customers in system.
Support and check and Verify documents submitted by Credit Officer.
Supporting branches and internal teams.
Check, verify, and adjust General Loan process in Excel.
Perform other tasks as assigned by superior.

Requirements

Holding bachelor degree in Banking, Finance, Accounting or other related fields
At least 2 years’ experience in financial institutions
Being hard-working, rigorous, flexible, highly committed and responsible
Willing to learn new things (Growth mindset) and fast learner
Proficiency in English is benefit
Having good communication
Proficiency in Word, Excel, PowerPoint and Email.
Clearly understand about bank’s products, bank’s Core Value, Policy and Mission.

Officer, Business Improvement Apply Now

Category: Economics, Exec. / Management, Business Administration, Computer - General
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: BPR

Report to: Manager, BPR

Division: Innovation

Job Objective:

The Business Improvement Officer is responsible to drive the advancement of systems and assist the business process re-design or re-engineering within the organization to improve operations effectiveness and efficiency and risk optimization and satisfaction outcomes. With a strong focus on the utilization and evaluate of existing system the Business Improvement Officer will take an active role in system request, and testing and enhancing system delivery with stakeholders with an emphasis on customer service excellence through business efficiency improvement. In addition, they will work closely with key stakeholders in a business partnering capacity in order to determine how services and processes can be delivered in a more customer focused and efficient manner to attain the organization core objectives, values and vision.

Duties

Business Improvement: consult with teams, departments, divisions, implement process improvement or change programs throughout the organization resulting from business analysis and innovation.
Establish and coordinate project teams for business improvement projects.
Assist in the development and implementation of corporate improvement plans.
Project Management: conjunction with the senior BPR manager, assist in design and deliver business improvement or radical change projects on time, to budget and to quality results.
Monitor and report on progress of projects being able to recognize barriers and risks, and find effective solutions.
Support established process or system request for effectiveness and efficiency of business processes as a main objective of the BPR team.
Business Process Re-engineering: communicate, engage and consult with teams across all Departments and divisions via workshops and interviews to provide a baseline of current service provision, business process and workflow including the analyzing of current process performance, cost, and risk management.
Proactively promote and take a lead in developing a framework for continuous process improvement with a focus on improved both effectiveness and well risk control of business process for both internal and external.
Perform other tasks as assigned by superior.

Requirements

Bachelor Degree in Economics, Management, Business, IT or any related field.
At least 2-year experiences in implementing continuous improvement methodologies, Project Management or relevant experiences.
Experience in facilitating cross functional project teams.
Experience in business process improvement practices or in a related field of expertise.
Certificates/experience with relevant software applications is preferred.
Demonstrate the understanding of financial institute/banking business processes across various functional areas.Proven leadership skill and communication skill.
Very good command of English proficiency in both speaking and writing.

Officer, Legal Affair Apply Now

Category: Law
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Legal Affair

Report to: Manager, Legal Affair

Duties

Review content of marketing materials directed to public.
Support in reviewing agreement, letter and other legal documents.
Support in revising template of loan documentation of the Bank.
Manage contract database of the Bank and record profile of the Partner.
Manage and recording important documents of the Bank and managing its validity.
Support corporate secretary works as assigned by manager.
Support corporate changes with regard to any approval and/or registration at National Bank of Cambodia, Ministry of Commerce, and General Department of Taxation etc.
Support in managing customer complaint framework of the Bank.
Monitor general laws and regulations.
Translate legal documents or regulations from Khmer to English and vice-versa;
Perform other tasks as assigned by superior.

Requirements

Bachelor degree in Law or equivalent in related field.
Good command of spoken and written English, Korean language is preferable.
Prior experience at least 1 years with relevant work or similar field.
Good knowledge and understanding of legal and the bank’s business environment.
Good computer and communication skills.
Good analytical and critical thinking skills and use of logic to address work-related issues and problems.
Excellent attendance, reliable, and responsible.
Willing to personally take on responsibilities and challenges.Have a very positive work attitude.

Officer, Internal Audit Apply Now

Category: Business Administration, Accounting, Banking / Finance
Type : Job Opportunity
Location: Phnom Penh
Schedule: Full-time
Salary: N/A

Class: C1

Team: Audit Operation

Report to: Senior Manager

Job Objective: Conducting entire bank auditing

Duties

Plan direction and strategy for operation audit engagements (include Information Security and special audits).
Perform operation audits (include Information Security and special audits) at Branches, Departments/Teams of Head Office and other type of audits in accordance with Approved Risk-Based Annual Audit Plan.
Conduct investigations of irregularities or fraud or embezzlements or defalcation case (except the case that indicate in the Whistleblowing on Accounting Fraud Matters) within the Bank whenever requests by Senior Managements or Other Committees, etc.
Review and evaluate the Bank’s effectiveness, efficiency and economy of operations under the Management’s control and reporting to appropriate persons the result of the evaluating along with the recommendations for improvement.
Prepare the operation audit reports that covers the details of the operation auditor’s findings.
Report audit findings and recommendations to the Audit Committee of the Bank based on the results of regularly scheduled operation audit, non-schedule audit and at any time when issued to be addressed by Management.
Monitor and update the status achievement of IAD’s Annual Audit Plan, especially evaluate internal audit suitability, efficiency, cost-effectiveness and internal controls’ effectiveness and implement an ongoing quality development and improvement programs.
Undertake the development work of operation audit methodologies and processes & procedures (audit programs, checklists, flowchart, etc.) and regular updates therefore.
Develop and maintain a quality assurance and improvement program that covers all aspects of the audit activities.
Assist HIA on proposal planning and developing steps of IAD’s system.
Review whether follow-up actions are taken by the Managements on the basis of audit management reports.
Provide Internal consultant by either undertaking specific engagements including the review of documents, working group, task forces, and new projects as requested by Managements.
Perform other tasks as assigned by superior.

Requirements

Bachelor Degree in Business, Accounting or Finance or any related field.
At least 2 years’ experience in internal, external or information system auditing.
Ability to stand firm on difficult issues when required.
Good command of English proficiency in both writing and speaking.
Understanding of knowledge and / or work experience of Korean Financial Institutions in Cambodia.

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Manager, Loan Recovery Apply Now

Manager, Performance Management Apply Now

Manager, Internal Audit Apply Now

Manager, Compliance Apply Now

Manager, Credit Assessment Apply Now

Assistant Manager, Merchant Partner & Promotion Apply Now

Assistant Manager, Analyst Business and Innovation Apply Now

Assistant Manager, Legal Affair Apply Now

Assistant Manager, Accounting Apply Now

Officer, Finance Apply Now

Officer, Recruitment Apply Now

Credit Officer Apply Now

Officer, Risk Management Apply Now

Officer, Credit Assessment Apply Now

Officer, Loan Recovery Apply Now

Officer, Credit Execution Apply Now

Officer, Asset Management Apply Now

Officer, Credit Support Apply Now

Officer, Business Improvement Apply Now

Officer, Legal Affair Apply Now

Officer, Internal Audit Apply Now

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