Manager, Asset & Liability Management
Position Circumstances
- Career Category: Accounting, Banking / Finance, Economics
- Schedule:Full-time
- Salary: Negotiable
The position is for Treasury
Report to: Head of Treasury
Location: Head Office
Job Introduction:
To oversee Asset & Liability Management operations to ensure optimal liquidity and full compliance with NBC regulations. Strengthen balance‑sheet resilience through accurate forecasting and stress testing; and timely deliver the high‑quality insights to ALCO and senior management for the decision‑making.
Duties & Responsibilities:
- To lead daily monitoring and reporting of liquidity position, liquid assets, and NBC prudential ratios;
- To initiate the investment plan from the available liquidity & ensure the counter party approved credit limits are compiled;
- Supervise preparation of cash flow projections to ensure adequate liquidity buffers for operational & strategic needs;
- To lead ALM risk measurement: liquidity mismatches, deposit concentration & basic repricing gaps and interest rate sensitivity;
- To oversee deposit volatility analytics by product, currency & concentration limits, initiating pre-emptive funding or retention actions;
- Maintain & update covenant compliance tools; classify ratios into Comply/Watch/Breach and initiate mitigation/waiver processes as required;
- Lead weekly & monthly ALCO preparation: liquidity ladder, funding profile, stress test outputs, covenant forecasts, and market intelligence;
- Deliver rolling liquidity and funding projections per Strategic Planning Department timelines;
- Align forecasts with business growth plans while maintaining covenant headroom
- Ensure full compliance with all NBC regulations and ratios.
Expected Profile of Candidates
Languages:
- Khmer - Good
- English - Good
Qualifications:
- Bachelor's Degree in Accounting, Banking & Finance, Economics, or a related field;
Work History:
- Treasury, Fund Management, ALM, or Liquidity Risk within a commercial bank for 4 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Experience in NBC prudential reporting and Fund sourcing, lender relations, and covenant compliance;
- Strong knowledge in NBC prudential ratios, liquidity and ALM principles;
- Advanced Excel and data analysis; familiarity with T24 and basic SQL;
- Good verbal and written communication both Khmer and English.
Manager, Financial Institutions
Position Circumstances
- Career Category: Exec. / Management, Computer - General, Computer - Programming, Engineering
- Schedule:Full-time
- Salary: Negotiable
Report to: Head of Treasury
Location: Head Office
Job Introduction:
To ensures effective engagement with banks, development finance institutions (DFIs), correspondent partners, and service providers to secure competitive funding, expand payment and trade finance capabilities, and enhance the institution’s market presence. Developing, maintaining, and strengthening strategic relationships with local and international financial institutions to support the organization’s funding, liquidity, trade finance, and partnership needs.
Duties & Responsibilities:
- To build and maintain strong relationships with local banks, international banks, DFIs, MFIs, and correspondent partners;
- Serve as the primary contact for all FI-related matters, communication, and coordination;
- Conduct regular relationship reviews and strengthen cooperation opportunities;
- Coordinate loan negotiations, pricing discussions, covenants, and facility structuring;
- Prepare and support documentation, due diligence, and compliance requirements for funding transactions;
- To monitor FI market trends, interest rate movements, and competitor funding activities;
- Provide regular reports on FI relationships, funding pipeline, and partnership opportunities;
- Analyse and recommend new partner banks or strategic alliances;
- Coordinate with Risk, Compliance, and Legal teams to full-fill KYC, AML, and ongoing due diligence requirements;
- Ensure all FI contracts, agreements, and communication comply with regulatory and internal policies;
- Work closely with Treasury for liquidity planning, interbank activities, and pricing discussions;
- To assist in securing competitive rates for deposits, borrowings, and FX services;
- Facilitate negotiations for interbank placements and cash management partnerships;
- Lead, coach, and supervise FI officers to achieve departmental goals.
Expected Profile of Candidates
Languages:
- Khmer - Good
- English - Good
Qualifications:
- Bachelor's Degree in Computer Science, Software Engineering or a related field;
Work History:
- Experience in mobile development for 2 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Strong programming skills in Java, Kotlin, Swift, or Objective-C, and good background in OOP programming;
- Experience developing with service APIs (REST, SOAP);
- Experience with native mobile development frameworks and tools (e.g., Android SDK, iOS SDK, Flutter);
- Source code management tools (SVN, GIT...) and CI/CD processes;
- Understanding of mobile app security and data protection;
- Good verbal and written communication both Khmer and English.
Manager, Machine Learning Operations
Position Circumstances
- Career Category: Computer - General, Exec. / Management, Computer - Networking, Computer - Programming
- Schedule:Full-time
- Salary: Negotiable
Report to: Head, Data Infrastructure and Data Science
Location: Head Office
Job Introduction:
To deploy, manage and monitor analytics data pipeline, machine learning and AI models and systems with versioning, monitoring, and reliability.
Duties & Responsibilities:
- To support production deployment and operation of analytics & ML models (batch, real-time, and hybrid)
- Design CI/CD pipelines for ML workflows (training, testing, validation, deployment);
- Manage model versioning, monitoring & scheduled refresh/retraining;
- Implement data and model quality checks, drift detection, and alerts to ensure ongoing reliability of analytics & ML outputs;
- To support deployment and integration of AI /GenAI solutions into analytics platforms and business workflows where applicable;
- Work with relevant stakeholders to translate requirements into data models, workflows and architecture;
- Lead the design, deployment and maintenance of analytics data marts and pipeline;
- Work on workflow developments and code executions to ensure quality, correctness, and efficiency;
- Continuously monitor analytics pipelines, identify potential issues, and propose timely remedies and effective solutions;
- Develop and update analytics data mart guidelines to ensure the documents are up to date.
Expected Profile of Candidates
Languages:
- English - Good
Qualifications:
- Bachelor's Degree in Computer Science/IT/Data Science or related fields
Work History:
- Data science or data engineering with understanding of ML models, pipelines, architectures & production practices for 3 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Strong knowledge of machine learning lifecycle management, including model validation, deployment, monitoring, and retraining;
- Good knowledge of data modelling, data pipelines, feature engineering, and data quality controls;
- Very good English and communication skills.
Manager, Strategic Risk
Position Circumstances
- Career Category: Exec. / Management, Business Administration, Economics, Accounting, Banking / Finance
- Schedule:Full-time
- Salary: Negotiable
Reports to: Head, Integrated Risk
Location: Head Office
Job Summary:
Strategically supports the Head of Integrated Risk in overseeing the economic and business risk landscape. Responsible for managing strategic risks through model validation, KRI monitoring and the development of risk-identification tools.
Duties & Responsibilities:
- Develop tools to monitor and enhance systematic, enterprise risks and any strategic risk relating to economic, competitor, product, and technology and management environment changes;
- Perform simulation and stress test to address impact of risk from both internal and external environment on financial outcome of Amret;
- Validate and monitor credit risk model and the scorecard;
- Monitor and analyze Amret's Risk Appetite Statement (KRIs);
- Assist and alert risk owners on how to control or manage KRIs;
- Perform Due Diligence and assess counterparty risk;
- Develop, review and update any policy, procedure and processes of Strategic Risk, Counterparty Risk, Risk Appetite Statement (RAS) and others;
- Address the factor/control issue and made recommendations on policies and procedure improvement;
- Regularly monitor and timely report and present related risks to Head of Integrated Risk as well as Chief Risk Officer;
- Prepare, review, report and present regularly Strategic Risk Reports;
- Report KRIs result to related stakeholder;
- Respond to any request on related risks to management, lenders and regulator;
- Discuss any finding or shortcoming noted during the exercise immediately with the relevant managers and raise proper action note to ensure prompt closure;
- Guide and provide training on how to manage strategic and other related risk to relevant staff;
- Perform additional tasks and any duties as required by Head Integrate Risk as well as Chief Risk Officer;
- Explore and initiate action toward possible risk occurrence.
Expected Profile of Candidates
Languages:
- Khmer - Good
- English - Good
Qualifications:
- Bachelor's Degree in Business Administrative/Economics/Accounting and Finance
Work History:
- Experience in banking sector with enterprise and strategic risk management for 2 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Experience in Economics, Finance, or Auditing is a plus;
- Knowledge in banking operation, enterprise and strategic risk;
- Good in analytical and statistical skills;
- Advanced in MS Office (Word, Excel, PowerPoint);
- Experience with Python, Pivot Tables, coding, and other machine learning or statistical software is a highly regarded plus;
- Good communicate and written both Khmer and English.
Senior Auditor, IT Audit (2 Positions)
Position Circumstances
- Career Category: Computer - General, Computer - Networking, Computer - Programming
- Schedule:Full-time
- Salary: Negotiable
Report to: Senior Manager, IT Audit
Location: Head Office
Job Introduction:
Review MIS and IT systems to ensure strong controls, risk prevention, and accurate reports. Execute IT audits under supervision and report all identified risks.
Duties & Responsibilities:
- Conduct preliminary audit analyses of MIS by identifying the risks per macro process to make sure risks are taken into consideration and identified and audit activities meet the scope and objectives
- Execute the audit program for assigned MIS audit missions by selecting the right transactions and activities and other macro processes under support from manager or supervisor to ensure the audit mission is cost effective and the risks of internal control implementation and design are properly identified and confirmed
- Perform IT audit testing to evaluate the quality of internal control implementation and design by relevant departments
- Follow up, during the audit mission, previous audit recommendations to assess whether all recommendations have been actioned by the responsible auditees and to classify the status of each recommendation
- Review audit working paper and evidence for assigned IT audit missions to ensure the completeness of audit findings and identification of root causes, implications and recommendations
- Collect relevant and sufficient audit evidence on a specific macro process under the supervision of the supervisor in order to rate the quality of internal control for that process
- Prepare draft audit report on the assigned missions and participate in presentation to heads of auditees in order to make sure they are well informed about detailed audit findings and recommendations
- Prepare working paper with the findings (issues/results) relating to assigned tasks, root causes, implication and recommendations, and submit to team leader or supervisor to ensure the completeness of audit documentations.
- Ensure completeness of audit documentation of all audit missions and properly store in IA repository.
Expected Profile of Candidates
Qualifications:
- Bachelor's Degree in Computer Science
Work History:
- Auditing or related field for 3 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Software development, network engineering, IT audit, operational risk management and/or compliance checking
