Agriculture Value Chain Finance Specialist
Position Circumstances
- Career Category: Agriculture, Agriculture - Agronomy, Banking / Finance, Rural development
- Schedule:Full-time
- Salary: Negotiable
Location: Head Office
Duties & Responsibilities:
- Loan Assessment & Processing
- Updated agriculture price crop and commodity profile to ensure branch effectively implement.
- Evaluate agricultural loan applications for farmers, cooperatives, agribusinesses, and agri-SMEs.
- Conduct financial and technical analysis based on crop cycles, livestock production, farm budgets, and cash flows.
- Review collateral documents and verify land ownership, production assets, or inventory.
- Prepare and submit credit proposals with clear risk assessments and recommendations.
- Field Visits & Farm Evaluation
- Conduct farm and business inspections to assess productivity, farm management practices, and loan feasibility.
- Monitor ongoing farming activities, crop progress, livestock conditions, and market exposure.
- Validate the use of loan funds and identify early signs of repayment challenges.
- Portfolio Monitoring & Risk Management
- Monitor repayment schedules, track delinquent accounts, and support recovery efforts.
- Identify agricultural risks (weather, pests, price volatility, etc.) and recommend mitigation measures.
- Maintain accurate, up-to-date loan files for audit and compliance purposes.
- Contribute to maintaining high portfolio quality and minimizing NPLs.
- Client Support & Relationship Management
- Build strong relationships with value chain actors such as farmers, cooperatives, agri suppliers, and local community stakeholders.
- Provide guidance on suitable loan products and help clients understand terms and repayment obligations.
- Deliver financial literacy and farm management advisory when required.
- Support growth of agricultural lending in target regions through outreach activities.
- Product & Market Support
- Provide feedback to improve or develop agri. finance products.
- Stay updated on agricultural trends such as pricing, input costs, seasonal cycles, and government programs.
- Assist in promotional campaigns, field events, or partnerships that expand agricultural lending opportunities.
- Perform other duties as assigned by supervisor.
Expected Profile of Candidates
Qualifications:
- Bachelor's Degree in Agriculture, Agronomy, Finance, Rural Development, or related field.
Work History:
- Experience in agriculture value chain development, agricultural lending, rural finance, or agribusiness is preferred for 3 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Strong understanding of crop production, livestock management, and farm economics.
- Ability to ride a motorbike or travel frequently (if relevant to your region).
Soft Skills
- Ability to conduct field visits and work in rural areas.
- Commitment to continuous learning and professional growth.
- Good analytical, communication, and customer service skills.
Digital Banking Acquisition Advisor
Position Circumstances
- Career Category: Banking / Finance, Advisor / Individual Consultant
- Schedule:Full-time
- Salary: Negotiable
Location: Head Office
Duties & Responsibilities:
- Implement effective sales strategies to acquire new users, merchants, and partners, and increase the usage of digital banking services among the recruited merchants.
- Identifying and onboard potential target merchants and build strong relationships with merchants.
- Conduct regular market visits to recruit potential clients, high-value merchants, and partners for digital products. Identify cross-selling opportunities to expand into other products and services.
- Maintain strong relationships with merchants and business owners to ensure continuous engagement and usage of digital services.
- Undertakes regular market visits to identify and recruit potential clients, value-merchants and partners for digital products and determine potential cross sells to other products and services.
- Implement the marketing promotion and campaign on payments services and digital products to raise awareness to public and make mobile banking be on top of customer’s mind.
- Active join training to build capacity and more understanding to ensure growth in mobile banking services and merchant partnerships.
- Gather customer and merchant feedback, providing actionable recommendations for improvement to management.
- Motivate branches to identify and support valuable merchants, ensuring branch-level goals are met through coaching and active engagement.
- Track and analyze key metrics related to merchant acquisition and team performance.
- Enforce discipline to ensure efficiency, maintain good staff morale, and promote the company's corporate image.
- Performs other duties as assigned by the Management from time to time.
Expected Profile of Candidates
Languages:
- English - Fluent
Qualifications:
- Bachelor's Degree in finance and Banking, or related field
Skills & Knowledge:
General & Technical Skills
- Knowledge in Merchant Acquiring Service and Digital Banking Service within financial institution.
- Knowledge of sales process from initiation to close.
- Good at English and Microsoft Office (Words, Excel and PowerPoint).
Soft Skills
- Good Communication skill and strong team player.
- Excellent follow-up and follow-through skills.
- Strong English communication both writing and speaking.
មន្ត្រីប្រឹក្សាលក់ឥណទានមាស (12 Positions)
Position Circumstances
- Career Category: Banking / Finance, Business Administration
- Schedule:Full-time
- Salary: Negotiable
ទីតាំង៖ សាខា (ខេត្តកំពង់ស្ពឺ ខេត្តបាត់ដំបង ខេត្តបន្ទាយមានជ័យ ខេត្តសៀមរាប ខេត្តកំពង់ធំ ខេត្តស្វាយរៀង ខេត្តព្រៃវែង ខេត្តកំពង់ចាម ស្រុកត្បូងឃ្មុំ ខេត្តក្រចេះ ស្រុកបាទី និងខណ្ឌមានជ័យ។
Duties & Responsibilities:
- ផ្សព្វផ្សាយផលិតផលឥណទានមាសទៅកាន់អតិថិជនសក្តានុពលគោលដៅ។
- ដឹកនាំសកម្មភាពទីផ្សារជាមួយបុគ្គលិកសាខាទៅកាន់អតិថិជនគោលដៅ
- ត្រូវទម្លាក់ទុនតាមផែនការដែលបានកំណត់
- ធានាបាននូវកំណើនផលប័ត្រឥណទានមាសតាមផែនការ
- ជួយអតិថិជនក្នុងការស្នើសុំឥណទានមាស។
- ពន្យល់ពីលក្ខខណ្ឌកម្ចី អត្រាការប្រាក់ ជម្រើសនៃការសងត្រលប់ និងគោលនយោបាយ។
- ធ្វើរបាយការណ៍ផលប័ត្រឥណទានមាស។
- គ្រប់គ្រងគណនីដែលសងត្រលប់យឺតយ៉ាវ និងដោះស្រាយក្នុងករណីចាំបាច់។
- អនុវត្តការងារផ្សេងៗដែលចាត់តាំងដោយប្រធាន។
Expected Profile of Candidates
Qualifications:
- Bachelor's Degree in ធនាគារ គ្រប់គ្រងពាណិជ្ជកម្ម ឬផ្នែកដែលពាក់ព័ន្ធ។
Skills & Knowledge:
General & Technical Skills
- មានសញ្ញាបត្របរិញ្ញាបត្រ ឬនិស្សិតសាកលវិទ្យាល័យផ្នែកហិរញ្ញវត្ថុ ធនាគារ គ្រប់គ្រងពាណិជ្ជកម្ម
- ឬផ្នែកដែលពាក់ព័ន្ធ។
- មានបទពិសោធន៍ផ្នែកធនាគារ មីក្រូហិរញ្ញវត្ថុ ហាងបញ្ចាំ ឬហិរញ្ញប្បទានមាស។
- មានចំណេះដឹងលើការវាយតម្លៃមាស និងដំណើរការកម្ចី។
- អាចប្រើប្រាស់កុំព្យូទ័រ និងចេះកត់ត្រាបាន។
Soft Skills
- មានជំនាញលក់ និងការចរចារ។
ធារីហាត់ការ (10 Positions)
Position Circumstances
- Career Category: Banking / Finance, Accounting, Internship
- Schedule:Full-time
- Salary: Negotiable
ទីតាំង៖ សាខា (ខេត្តកំពង់ស្ពឺ ខេត្តបាត់ដំបង ខេត្តបន្ទាយមានជ័យ ខេត្តសៀមរាប ខេត្តកំពង់ធំ ខេត្តស្វាយរៀង ខេត្តព្រៃវែង ខេត្តកំពង់ចាម ស្រុកត្បូងឃ្មុំ ខេត្តក្រចេះ)។
Duties & Responsibilities:
- ជួយត្រួតពិនិត្យប្រវត្តិឥណទានរបស់អតិជិជនក្នុងប្រព័ន្ធ (CBC Checking)
- ជួយបើកកម្ចី បញ្ចូលអតិថិជនបង់ប្រាក់ បើក CID សន្សំ បើក Fixed (ទាក់ទងប្រព័ន្ធ)
- ជួយរៀបចំទុកដាក់ឯកសារកម្ចី និងសន្សំ
- ជួយប្រមូលប្រាក់ពីអតិថិជនដែលមកបង់ប្រាក់ក្នុងសាខា
- បណ្តុះវិន័យឥណទានពេលទម្លាក់ទុន
- អនុវត្តការងារផ្សេងៗដែលចាត់តាំងដោយប្រធាន។
Expected Profile of Candidates
Qualifications:
- Bachelor's Degree in ផ្នែកហិរញ្ញវត្ថុ ធនាគារ គ្រប់គ្រងពាណិជ្ជកម្ម ឬផ្នែកដែលពាក់ព័ន្ធ។
Skills & Knowledge:
General & Technical Skills
- មានសញ្ញាបត្របរិញ្ញាបត្រ ឬនិស្សិតសាកលវិទ្យាល័យ (ឆ្នាំទី៣ឡើង) ផ្នែកហិរញ្ញវត្ថុ ធនាគារ គ្រប់គ្រងពាណិជ្ជកម្ម ឬផ្នែកដែលពាក់ព័ន្ធ។
- អាចប្រើប្រាស់កុំព្យូទ័រ និងចេះកត់ត្រាបាន។
Soft Skills
- យល់ដឹងអំពីផលិតផល និងសេវារបស់ធានា។
- មានភាពបត់បែន និងចេះធ្វើការងារជាក្រុម។
